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Who is Turbotitleloan.com?
Turbotitleloan.com is subsidiary of Manor Resources, LLC, offering you a convenient and secure way to borrow funds against the equity in your vehicle. Your car is the collateral for the loan. Speed, accuracy, and efficiency will form the business partnership you have always been looking for with a company, Turbotitleloan.com.
TURBOTITLELOAN.COM - WHERE THERE IS A BEGINNING AND AN END
What is an auto title loan?
An auto title loan is a short term loan secured against your automobile.
How do I qualify?
(1) Your vehicle needs to have a wholesale value of $1500.00 to be eligible for this loan. (2) Loan applicant must be at least 18 years of age.
What is required to apply for an auto title loan?
- Auto title ( free and clear of any liens)
- Personal Data
- Drivers License
- Social Security Card
- Vehicle Registration
- Proof of Insurance
- Most Recent Paycheck stub
- Current Home Phone Bill & Utility Bill
- References (4)
- Spare set of Car Keys
LOAN APPROVAL: Your application will either be approved or declined based on Turbotitleloan.com's evaluation of your submitted information.
How much can I borrow?
Loans range from $400 minimum to $40,000. The amount you may borrow is determined by the wholesale value of your vehicle.
Is there a "cooling off" period after I pay off my loan?
No, there is no "cooling off" period. You can apply for a new loan immediately.
When & How do I get the funds from my loan?
Funds are available as soon as your application and documentation are completed and approved. We complete our application verification up to 7pm CST. Funds will be available the next day ( assuming it is a banking day … Monday through Friday).
How much does it cost?
The loans provided by Turbotitleloan.com are installment loans. This means that a portion of your payment goes towards the interest and a portion goes to the principal. A customer can choose the term of the loan, either 6 or 12 months. Turbotitleloan.com charges 19% interest a month for auto title loans.
THERE IS NO PREPAYMENT PENALTY.
For example, on a $1000 Auto Title Loan for a six (6) month term, the monthly payments are reflected in the chart below:
For example, on a $1000 Auto Title Loan for a twelve (12) month term, the monthly payments are reflected in the chart below:
REMEMBER: THERE IS A BEGINNING AND AN END!!!
What States are you licensed for business?
Turbotitleloan.com will issue loans for customers living in every state, except Wisconsin, Louisiana, Hawaii, and Alaska.
What happens when my payment is due?
Turbotitleloan.com will contact you on your payment date by phone and e-mail. Payment may be made by three (3) different methods, Debit Card/VISA/MASTERCARD (preferred), money order, or certified check. A customer must pay at least the monthly installment which is due. Additional payments are accepted in any increments.
REMEMBER: THERE IS NO PREPAYMENT PENALTY!!!
What if I have poor credit or have filed bankruptcy?
Neither poor credit nor bankruptcy will affect the approval of your loan. However, your bankruptcy must be discharged for a minimum of 10 years.
How long does it take to get a loan approved?
If all of your documentation is complete, the loan approval process will only take a few minutes.
Do you perform a credit check?
No, turbotitleloan.com does not perform a credit check, but does verify information with several national databases, including Teletrack.
What hours is the service available?
We accept vehicle title loan applications 24/7/365. Our Customer Service staff is available from 8 am to 8 pm Monday-Friday (CST), 9 am to 5 pm Saturday and 11 am - to 5 pm Sunday. We can only electronically fund loans to your checking account on days (Monday-Friday) when your bank is open.
Loans received after 8:00 PM CST are processed the next day.
How does getting an auto title loan work?
Step #1 - Complete our online application and submit the application from our web site. You will receive an email response with the results.
Step #2 - After signing the loan contract, the proceeds of your loan will be electronically deposited into your checking account that business day (assuming the transaction was completed by 3:00 pm CST).
Step #3 - On your due date, turbotitleloan.com will phone and e-mail you regarding your payment. You will have the option to choose the payment method that works best for you.
Do I need any additional collateral?
No, your vehicle is your collateral.
Can I get an increase on my current loan?
In some cases you may be able to increase your loan amount. If you wish to request an increase, you may email support@Turbotitleloan.com or call (800) 513-7960 and ask for an increase. Your application and your payment history with us will determine the results of your request.
Can I renew my loan forever?
There is NO NEED FOR RENEWALS. These loans are installment loans. If you only make the minimum payment every thirty (30) days, your loan will be paid in full at the end of the loan term. Remember, you can choose the term of the loan, either six (6) or twelve (12) months. THESE LOANS ARE NOT INTEREST ONLY LOANS.
THERE IS A BEGINNING AND AN END!!!
What should I do if I can't make a minimum payment?
If you are unable to make the minimum payment on your due date, send an email to support@Turbotitleloan.com or call (800) 513-7960 to make alternate payment arrangements.
Can I pay off my loan early?
Yes, when you pay a Turbotitleloan.com loan off early you save even more money! If you take a loan out for 12 months, but pay it off in the 7th month, you save the interest payments for the remaining five (5) months. This means you are never charged for more than the actual number of months your loan is outstanding.
If I pay my loan in full, how long must I wait until I can receive a new loan?
You can apply for a new vehicle loan immediately.
How can I change my due date?
If you are unable to make a payment on your scheduled due date, send an email to support@Turbotitleloan.com or call (800) 513-7960 to request an extension.
How do I pay off my loan completely?
To pay your loan in full, send an email to support@Turbotitleloan.com or call (800) 513-7960 to request a loan payoff.
What happens if I default on a loan?
Turbotitleloan.com will work with you to insure that you have every opportunity to pay off your obligation. If you are unable to meet your obligation and default on your loan, your vehicle will be repossessed and you will be subject to additional fees to cover repossession and administration.
What if I do not have access to my computer when my loan is due?
You can access Turbotitleloan.com from any computer, such as at your local public library, most copy centers and Internet cafes. Turbotitleloan.com will phone and e-mail you on your due date. Remember, you can always contact us at (800) 513-7960.
Application:
Is it necessary to give my Social Security number?
Yes, Turbotitleloan.com does not perform a credit check, but we do search a national database of consumers who have a record of transactions with certain lenders.
How long does it take to get approved?
When your application has been submitted, the results will be available in a matter of minutes in most cases. Once approved, you will be required to send in the supporting documentation to complete the loan process.
How long does it take to complete an application?
The average time to complete a first-time application is approximately 15 minutes. We recommend you have your banking information, pay stub, driver's license, and reference information readily available. You will not be required to fill out a new application each time you request a new loan. Once your application is on file we will only ask you to review it and make updates on future transactions. At Turbotitleloan.com, your time is important to us.
What is a Bank Routing number?
The bank routing number is the nine (9) digit number on the bottom of your personal checks and is used to identify your banking institution. The routing number begins with 0,1,2 or 3. Some credit unions have a separate routing number for ACH transactions. If you bank with a credit union, check with your bank staff if you suspect this number is different than the one on your personal checks. If this number is not entered correctly we will not be able to fund your loan using ACH transfer.
How do I find my Bank Account number?
Your Bank Account number on the bottom of your personal checks. Sometimes your check number is also found on the bottom of your check. Don't include your check number with your bank account number. If this number is not entered correctly we will not be able to fund your loan using ACH transfer.
Security:
How secure is my information?
Turbotitleloan.com takes security and your privacy to the highest level. Turbotitleloan.com uses only the latest Encryption. This means your information will not be exposed to third parties when you are on or off our website.
Turbotitleloan.com does not share or sell your personal information to third party marketers. Turbotitleloan.com only shares information with third party providers for the purpose of fraud prevention and detection. Your personal information is also used in the loan approval process and for internal marketing purposes.
What is an IP Address?
IP Address stands for Internet Protocol Address. This is the electronic address assigned to you by your Internet Service Provider (ISP) that is used to identify your computer during your time on the Internet.
Why is my IP address appearing on your website?
Turbotitleloan.com uses your IP address in conjunction with your electronic signature to prevent fraud on all loan transactions.
How do you use my IP address information?
Turbotitleloan.com blocks any known fraudulent domestic IP addresses. Turbotitleloan.com reserves the right to share this information with the appropriate authorities if a fraud attempt is detected.
Privacy:
Will you contact my employer or my references?
Turbotitleloan.com verifies employment and all references, but does not disclose the nature of the business. We respect your privacy.
Is my information kept private?
We absolutely protect the confidentiality of your transaction and only share your information with third party providers in accordance with our privacy policy for the purpose of fraud prevention and detection.
Will you sell my information?
No. Turbotitleloan.com never sells client information!!!
TURBOTITLELOAN.COM - WHERE THERE IS A BEGINNING AND AN END!!!
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