Fee Schedule

THERE IS NO PREPAYMENT PENALTY.

For example, on a $1000 Auto Title Loan for a twelve (12) month term with a 120% APR(10% per month), the monthly payments are reflected in the chart below:

PaymentPrincipalInterestTotal PaymentAPR
1$46.76$100.00$146.76120%
2$51.44$95.32$146.76120%
3$56.58$90.18$146.76120%
4$62.24$84.52$146.76120%
5$68.46$78.30$146.76120%
6$75.31$71.45$146.76120%
7$82.84$63.92$146.76120%
8$91.12$55.64$146.76120%
9$100.23$46.53$146.76120%
10$110.26$36.50$146.76120%
11$121.28$25.48$146.76120%
12$133.48$13.28$146.76120%
Total$1,000.00$761.12$1,761.12120%


For example, on a $1,000 Auto Title Loan for a twenty-four(24) month term with a 120% APR(10% per month), the monthly payments are reflected in the chart below:

PaymentPrincipalInterestTotal PaymentAPR
1$11.30$100.00$111.30120%
2$12.43$98.87$111.30120%
3$13.67$97.63$111.30120%
4$15.04$96.26$111.30120%
5$16.54$94.76$111.30120%
6$18.20$93.10$111.30120%
7$20.02$91.28$111.30120%
8$22.02$89.28$111.30120%
9$24.22$87.08$111.30120%
10$26.64$84.66$111.30120%
11$29.31$81.99$111.30120%
12$32.24$79.06$111.30120%
13$35.46$75.84$111.30120%
14$39.01$72.29$111.30120%
15$42.91$68.39$111.30120%
16$47.20 $64.10$111.30120%
17$51.92 $59.38 $111.30120%
18$57.11 $54.19 $111.30120%
19$62.82 $48.48 $111.30120%
20$69.11 $42.19 $111.30120%
21$76.02 $35.28 $111.30120%
22$83.62 $27.68 $111.30120%
23$91.98 $19.32 $111.30120%
24$101.21 $10.09 $111.30120%
Total$1,000.00$1,671.20$2,671.20120%



We also offer terms of 36 and 48 months on certain model years.

Term Restrictions:

12 Months: Model Year 2004 - 2014
24 Months: Model Year 2004 - 2014
36 Months: Model Year 2007 - 2014
48 Months: Model Year 2008 - 2014